Cash Generator is a United Kingdom-based Buy and Sell store with its headquarters in Edinburgh, United Kingdom. The company was founded in 1994 by British businessman Brian Lewis and has since expanded to over 120 stores across the UK.
Cash Generator was founded on Valentine's Day in 1994, with its first store opening in Bolton, Greater Manchester. The company changed its name from Paragon to Cash Generator after customer feedback suggested the name didn't accurately reflect the business. In 2008, a management buyout was staged by three directors, and in 2012, Axcess Financial Services Group purchased Cash Generator. In 2017, Axcess sold Cash Generator to investors Rcapital.
As of 2025, there are over 100 Cash Generator stores operating in the UK, all of which are franchise operations. The average store receives 5,000 visits a week, and the company has a fully transactional website that allows customers to browse and shop online.
Cash Generator stores have three main counters: retail, buying, and financial. The core business activity is buying and selling second-hand goods, mainly electrical and entertainment products. The stores also sell new and refurbished domestic goods.
The buying counter offers customers cash for their unwanted household goods and gold. Cash Generator also offers a "buy-back" service, where customers can receive cash for an item and have the option to buy it back within 28 days.
Cash Generator offers a range of financial services, including cheque cashing, money transfer, and foreign currency exchange. The company has a partnership with Western Union and Number One Currency.
Since its establishment, Cash Generator has shown year-on-year growth in all its income streams. In 2009, the total retail sales of the group amounted to £73.6 million, with overall gross profits of £30.1 million.
Cash Generator has grown mainly through franchising since 1997. The total investment required to start a Cash Generator franchise is between £120,000 and £200,000, with £35,000 to £60,000 expected to be personal investment.
The company's original slogan was "The Buy & Sell Store," which was later updated to "The Buy, Sell & Loan Store" and then to "Now here's a great deal!" to reflect the increasing availability of financial services and then the move away from them.
Cash Generator's adopted charity was previously the Make-A-Wish Foundation of the United Kingdom, with the charity's logo appearing in the company's television advertising.
Cash Generator is a member of the British Franchise Association (BFA) and has other accreditations.
For more information on Cash Generator and its services, visit their website. To learn more about franchising opportunities, visit the British Franchise Association website.
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